Monday, June 10, 2019 / by Brian Ness
This is one of the biggest moments of your life. It may not seem that way if you’ve been seeing your significant other for years, but living together is much more involved. You’ll soon be sharing the same spaces, including the bedroom, bathroom, and kitchen. Not surprisingly, some couples never make it through this stage of their relationship for many reasons. Even if you’ve been together for years, and have lived in the same home for most of your relationship, your tastes can change with age. The following tips can help you keep the harmony whether you’re newly married, testing the waters, or veterans of your relationship.
Brainstorm, communicate, and compromise to create an interior that you both love, and you’re off to an excellent start to this new romantic adventure. Here’s how to go about it.
There’s no way you can fit everything into that limited space, so some things will obviously ...
Monday, June 10, 2019 / by Brian Ness
2 Myths Holding Back Home Buyers
reddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.”Their research revealed that,
“For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save for the down payment…
…Based on our recent survey of individuals planning to purchase a home in the next three years, nearly a third think they need to put more than 20% down.”
Myth #1: “I Need a 20% Down Payment”
Buyers often overestimate the funds needed to qualify for a home loan. According to the same report:
22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,
“If a 20% down payment was required ...
Saturday, June 8, 2019 / by Brian Ness
Rochester Real Estate Talk Show Saturday’s from 8:30-9am on KROC-AM 1340 / 96.9 FM
6/8/19 Robin Gwaltney, with Gwaltney Group-RE/MAX Results, stresses the importance of community involvement. Robin says volunteering and being engaged with community events and initiatives have always been important to her and her family and she makes sure members of her team have the same values. She explains it's a win-win situation, noting a strong commitment to the community improves the lives of our neighbors and also makes it more attractive to people considering making Rochester their home.
Friday, June 7, 2019 / by Brian Ness
The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices & interest rates were to increase over a period of time.
Freddie Mac forecasts interest rates to rise to 4.5% by the Q4 2020.
CoreLogic predicts home prices to appreciate by 4.8% over the next 12 months.
If you are ready and willing to buy your dream home, find out if you are able to!
Wednesday, June 5, 2019 / by Brian Ness
The Feeling You Get from Owning Your Home
We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones.
No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a certain scent or a favorite chair, that feeling of safety and security you gain from owning your own home is simultaneously one of the greatest and most difficult to describe.
Frederick Peters, a contributor for Forbes, recently wrote about that feeling, and the pride that comes from owning your own home.
“As homeowners discover, living in an owned home feels different from living in a rented home. It’s not just that an owner can personalize the space; it touches a chord even more fundamental than that.
Homeownership enhances the longing for self-determination at the heart of the American Dream. Fi ...